Title Services in Southern Middle Tennessee
Maury County Title provides everything required to close a real estate transaction in Tennessee — from the initial title search through the closing and policy issuance. Every step is handled by our team in Columbia, and every title search is performed by an attorney.
Title Searches and Examinations
A title search traces the ownership history of a property through the public records to identify who owns it, what liens or encumbrances exist against it, and whether there are any defects that could affect a buyer's ownership. Our team searches titles in the register of deeds, chancery court, and other county offices across southern middle Tennessee.
What sets our searches apart is that an attorney reviews every search result and prepares the title opinion. If the search reveals an issue — an unreleased deed of trust, a break in the chain of title, a judgment lien, an estate that was never probated — our attorney identifies it before it becomes a problem at the closing table. And because our law firm, Muletown Law, P.C., handles real estate litigation, we can often resolve the issue directly rather than referring you elsewhere.
Title Insurance
Title insurance protects the buyer and the lender against losses caused by defects in the title that weren't discovered during the search — hidden liens, forged documents, recording errors, unknown heirs, or other issues that could threaten ownership after closing.
We issue title insurance policies through nationally recognized underwriters. The title insurance premium is a one-time cost paid at closing, and the policy protects the owner for as long as they — or their heirs — have an interest in the property.
We prepare both owner's title insurance policies and lender's title insurance policies for residential and commercial transactions.
Residential Closings
Whether you're buying your first home, selling a family property, or refinancing, our closing team manages the process from contract to keys. We coordinate with realtors, lenders, attorneys, and the parties to schedule the closing, prepare the settlement statement, review the loan documents, and conduct the closing at our office in Columbia or at a location convenient to the parties.
At closing, an attorney is at the table to explain each document, answer questions, and make sure everything is executed properly. After closing, we handle recording, disbursements, and policy issuance.
Commercial Closings
Commercial real estate transactions involve additional complexity — multiple parcels, entity documentation, survey review, zoning verification, environmental considerations, and more detailed title examination. We handle commercial closings for developers, builders, investors, and business owners throughout the region.
Our attorney's background in business law and real estate litigation gives us the ability to identify and address issues in commercial transactions that a non-attorney examiner might miss — easement conflicts, restrictive covenants, entity authority questions, and complex lien priority issues.
Additional Services
We also provide deed preparation for property transfers between family members, estate distributions, and divorce settlements. We prepare quitclaim deeds, warranty deeds, and other conveyance documents and handle recording with the register of deeds.
For builders and contractors, we provide notices of completion and other construction-related title services.
Our Service Area
We provide title services across southern middle Tennessee, including Maury, Marshall, Lewis, Lawrence, Hickman, Giles, and Williamson Counties. Our office is located at 1109 South Garden Street in Columbia, Tennessee. We can also assist with transactions across Tennessee.
Common Questions About Title Services
What is a title search?
1
A title search is an examination of the public records to trace the ownership history of a property and identify any liens, encumbrances, or defects that could affect the buyer's ownership. Our attorney reviews every search and prepares a title opinion before closing.
What is title insurance and do I need it?
2
Title insurance protects you against losses from title defects that weren't discovered during the search — things like hidden liens, forged documents, or unknown heirs. Lenders require a lender's policy on every mortgage. An owner's policy is optional but strongly recommended, and it protects you for as long as you own the property.
How much does title insurance cost in Tennessee?
3
Title insurance premiums in Tennessee are regulated and based on the purchase price or loan amount. The premium is a one-time cost paid at closing. We can provide a quote when you place your order.
What happens at a real estate closing?
4
At closing, the parties sign the documents that transfer ownership and finalize the mortgage. Our attorney reviews each document with you, answers your questions, and makes sure everything is properly executed. After closing, we record the deed and deed of trust, disburse funds, and issue the title insurance policy.
How long does the closing process take?
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What if the title search finds a problem?
6
Do I get to choose my title company?
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What counties do you serve?
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The timeline depends on the transaction type and the lender's requirements. Most residential closings take 30 to 45 days from contract to closing. The closing appointment itself typically takes 30 to 60 minutes..
We work to resolve title issues before closing. Common problems include unreleased liens, missing signatures, and recording errors — most can be fixed with a few phone calls or a corrective document. More complex issues, like a missing heir or a break in the chain of title, may require legal action. Because our law firm handles real estate litigation, we can often address these issues directly.
In Tennessee, the buyer and seller can negotiate who selects the title company. Each party can also use their own title company. Realtors and lenders often recommend a title company based on their experience. We welcome the opportunity to earn your business.
We provide title services across southern middle Tennessee, focusing on Maury, Marshall, Lewis, Lawrence, Hickman, Giles, Davidson and Williamson Counties. We can usually provide closing services for any county in Tennessee.